/* ============================================================
   Tallmadge Partners — design system
   Tokens locked in Phase 4. Ivory ~60%, soft white ~25%,
   deep blue ~10%, copper <5%.
   ============================================================ */

:root{
  --blue:#173642;
  --blue-deepest:#12303B;
  --slate:#7C95A1;
  --slate-deep:#4E6472;
  --ivory:#F6F2EA;
  --white:#FCFCFA;
  --charcoal:#263238;
  --copper:#B87345;
  --copper-deep:#96572B;
  --umber:#7A6349;
  --stone:#D9D8D2;
  --slate-light:#9FB3BD;
  --copper-bright:#C98A5C;
  --error:#A23B2B;
  --serif:"Source Serif 4", Georgia, "Times New Roman", serif;
  --sans:"Source Sans 3", -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, Arial, sans-serif;
  --maxw:1140px;
  --radius:8px;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{transition:none!important;animation:none!important}
}
body{
  margin:0;
  font-family:var(--sans);
  font-size:17px;
  line-height:1.65;
  color:var(--charcoal);
  background:var(--ivory);
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;height:auto;display:block}
a{color:var(--copper-deep);text-decoration-thickness:1px;text-underline-offset:3px;transition:color .15s ease}
a:hover{color:var(--blue)}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{
  outline:2px solid var(--blue);outline-offset:3px;border-radius:2px;
}

h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.18;color:var(--charcoal);margin:0 0 .55em}
h1{font-size:clamp(2.2rem,4.6vw,3.3rem);letter-spacing:-.01em}
h2{font-size:clamp(1.75rem,3vw,2.2rem);letter-spacing:-.01em}
h3{font-size:1.32rem}
p{margin:0 0 1.1em}
p:last-child{margin-bottom:0}
ul{margin:0 0 1.1em;padding-left:1.25em}
li{margin-bottom:.4em}

.label{
  font-family:var(--sans);font-size:.78rem;font-weight:600;
  letter-spacing:.11em;text-transform:uppercase;color:var(--umber);
  margin-bottom:.9rem;
}
.lead{font-size:1.16rem;color:var(--charcoal)}
.muted{color:var(--slate-deep)}
.measure{max-width:68ch}

.rule{width:64px;height:3px;background:var(--copper);margin-bottom:26px}
.section-white{background:var(--white)}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.section{padding:clamp(48px,7vw,72px) 0}
.section-tight{padding:clamp(44px,7vw,64px) 0}
@media (max-width:600px){.section{padding:44px 0}.section-tight{padding:34px 0}}
.section + .section{border-top:1px solid var(--stone)}
[id]{scroll-margin-top:96px}

/* ---------- buttons ---------- */
.btn{
  display:inline-block;font-family:var(--sans);font-size:1rem;font-weight:600;
  padding:14px 26px;border-radius:var(--radius);border:2px solid transparent;
  text-decoration:none;cursor:pointer;line-height:1.25;text-align:center;
  transition:background-color .15s ease,border-color .15s ease,color .15s ease;
}
.btn-copper{background:var(--copper-deep);color:var(--white)}
.btn-copper:hover{background:#7E4822;color:var(--white)}
.btn-blue{background:var(--blue);color:var(--white)}
.btn-blue:hover{background:#0F2833;color:var(--white)}
.btn-ghost{background:transparent;color:var(--blue);border-color:var(--blue)}
.btn-ghost:hover{background:var(--blue);color:var(--white)}
.btn-ghost-light{background:transparent;color:var(--ivory);border-color:var(--ivory)}
.btn-ghost-light:hover{background:var(--ivory);color:var(--blue)}
.btn-row{display:inline-grid;grid-auto-flow:column;grid-auto-columns:1fr;gap:14px;max-width:100%}
@media (max-width:860px){.btn-row{grid-auto-flow:row;grid-auto-columns:unset;gap:12px}}

.arrow-link{font-weight:600;text-decoration:none;white-space:nowrap}
.arrow-link::after{content:" \2192"}
.arrow-link:hover{text-decoration:underline}

/* ---------- header ---------- */
.site-header{
  position:sticky;top:0;z-index:50;background:var(--ivory);
  border-bottom:1px solid var(--stone);
}
.nav{display:flex;align-items:center;gap:28px;min-height:72px}
.wordmark{
  display:flex;align-items:center;gap:12px;text-decoration:none;margin-right:auto;
}
.wordmark img{height:46px;width:auto;display:block}
.brand-mark{
  width:50px;height:50px;flex:0 0 50px;background:#16283E;color:#F4EFE6;
  display:flex;align-items:center;justify-content:center;
  font-family:var(--serif);font-size:1.02rem;font-weight:500;
  letter-spacing:.14em;text-indent:.14em; /* re-center tracked text */
}
.brand-name{
  font-family:var(--serif);font-size:1.52rem;font-weight:500;
  color:#16283E;letter-spacing:.01em;white-space:nowrap;
}
.wordmark-text{
  display:flex;flex-direction:column;color:var(--blue);line-height:1.15;
  border-left:1.5px solid var(--blue);padding-left:14px;margin-left:2px;
}
.wordmark-text .wm-name{
  font-family:"Source Serif 4",Georgia,serif;font-size:1.34rem;font-weight:600;
  font-variant:small-caps;letter-spacing:.06em;
}
.wordmark-text .wm-sub{
  display:flex;align-items:center;gap:8px;
  font-size:.6rem;font-weight:600;text-transform:uppercase;letter-spacing:.32em;
  margin-top:3px;
}
.wordmark-text .wm-sub::before,
.wordmark-text .wm-sub::after{
  content:"";flex:1;height:1px;background:var(--blue);min-width:10px;
}
.wordmark:hover{opacity:.85}
.nav-links{display:flex;align-items:center;gap:26px;list-style:none;margin:0;padding:0}
.nav-links a{
  color:var(--charcoal);text-decoration:none;font-size:.98rem;
  padding:6px 0;border-bottom:2px solid transparent;
}
.nav-links a:hover{color:var(--blue)}
.nav-links a[aria-current="page"]{border-bottom-color:var(--copper-deep)}
.nav-cta{margin-left:4px}
.nav-cta .btn{padding:10px 18px;font-size:.92rem}
.menu-btn{display:none}

@media (max-width:920px){
  .nav-links,.nav-cta{display:none}
  .menu-btn{
    display:inline-flex;align-items:center;gap:8px;background:none;border:0;
    font:600 .95rem var(--sans);color:var(--charcoal);cursor:pointer;padding:10px 4px;
  }
  .menu-btn .bars{display:inline-block;width:22px;height:2px;background:var(--charcoal);position:relative}
  .menu-btn .bars::before,.menu-btn .bars::after{
    content:"";position:absolute;left:0;width:22px;height:2px;background:var(--charcoal);
  }
  .menu-btn .bars::before{top:-7px}
  .menu-btn .bars::after{top:7px}
  body.menu-open{overflow:hidden}
  body.menu-open .mobile-menu{display:flex}
}
.mobile-menu{
  display:none;position:fixed;inset:72px 0 0 0;background:var(--ivory);z-index:49;
  flex-direction:column;padding:36px 28px;gap:6px;overflow-y:auto;
}
.mobile-menu a{
  font-family:var(--serif);font-size:1.5rem;color:var(--charcoal);
  text-decoration:none;padding:12px 0;border-bottom:1px solid var(--stone);
}
.mobile-menu a[aria-current="page"]{color:var(--copper-deep)}
.mobile-menu .btn{margin-top:22px;border-bottom:0;font-family:var(--sans);font-size:1rem}

/* ---------- hero (navy, typography-led — one treatment for all pages) ---------- */
.page-hero{position:relative;background:var(--blue-deepest);color:var(--ivory);overflow:hidden}
.page-hero .wrap{position:relative}
.page-hero-inner{position:relative;padding:76px 0 84px;max-width:720px}
.page-hero-compact .page-hero-inner{padding:64px 0 68px}
.page-hero h1{color:var(--white);text-wrap:balance}
.page-hero .label{color:var(--copper-bright)}
.page-hero .lead{color:#E9E5DC;max-width:56ch}
.page-hero .btn-row{margin-top:32px}
.page-hero .arrow-link{color:var(--ivory)}
.page-hero .arrow-link:hover{color:var(--copper)}
.page-hero a:focus-visible{outline-color:var(--ivory)}
/* homepage photo hero: image + scrim layers under the same .page-hero treatment */
.hero-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:65% 42%}
.hero-scrim{
  position:absolute;inset:0;
  background:linear-gradient(100deg,rgba(15,42,52,.88) 0%,rgba(15,42,52,.62) 36%,rgba(15,42,52,.18) 66%,rgba(15,42,52,.02) 84%),
             linear-gradient(135deg,rgba(15,42,52,.55) 0%,rgba(15,42,52,.2) 34%,rgba(15,42,52,0) 58%),
             linear-gradient(to top,rgba(15,42,52,.35),rgba(15,42,52,0) 30%);
}
@media (max-width:720px){
  .hero-scrim{background:linear-gradient(to bottom,rgba(15,42,52,.78),rgba(15,42,52,.55) 55%,rgba(15,42,52,.75))}
}
.hero-motif{
  position:absolute;top:-24px;right:-36px;width:min(44vw,560px);height:auto;
  pointer-events:none;
}
@media (max-width:860px){.hero-motif{display:none}}
@media (max-width:720px){.page-hero-inner{padding:72px 0 80px}}

/* ---------- cards & grids ---------- */
.card{
  background:var(--white);border:1px solid var(--stone);border-radius:var(--radius);
  padding:26px 26px 24px;
}
.grid{display:grid;gap:20px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-equal-rows{grid-auto-rows:1fr}
@media (max-width:860px){.grid-3{grid-template-columns:repeat(2,1fr)}}
@media (max-width:600px){.grid-2,.grid-3{grid-template-columns:1fr}.grid{gap:16px}.grid-equal-rows{grid-auto-rows:auto}}

/* ---------- homepage fit section ---------- */
.fit-intro{margin-top:10px}
.fit-panel{
  margin-top:26px;background:var(--white);border:1px solid var(--stone);
  border-radius:var(--radius);overflow:hidden;
  box-shadow:0 18px 48px rgba(18,48,59,.06);
}
.fit-primary{
  padding:30px 32px 28px;
  background:linear-gradient(135deg,var(--blue-deepest),var(--blue));
  color:var(--ivory);position:relative;
}
.fit-primary::after{
  content:"";position:absolute;top:0;right:0;width:32%;height:100%;
  background:linear-gradient(135deg,transparent,rgba(184,115,69,.18));
  pointer-events:none;
}
.fit-kicker{
  font-size:.75rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;
  color:var(--copper-bright);margin-bottom:6px;
}
.fit-value{
  font-family:var(--serif);font-weight:600;color:var(--white);
  font-size:clamp(2.5rem,6vw,3.7rem);line-height:1.05;margin:0;
}
.fit-primary-note{color:#E9E5DC;margin-top:8px;font-size:.96rem}
.fit-facts{display:grid;grid-template-columns:repeat(3,1fr);padding:0 32px;margin:0;list-style:none}
.fit-fact{
  display:flex;gap:14px;padding:26px 24px 26px 0;align-items:flex-start;
}
.fit-fact + .fit-fact{border-left:1px solid var(--stone);padding-left:24px}
.fit-fact-number{
  font-family:var(--serif);font-size:.82rem;font-weight:600;color:var(--copper-deep);
  line-height:1.5;flex:0 0 auto;
}
.fit-fact strong{display:block;font-family:var(--serif);font-size:1.08rem;margin-bottom:4px}
.fit-fact div span{display:block;color:var(--slate-deep);font-size:.92rem;line-height:1.48}
.fit-footer{
  display:flex;align-items:center;justify-content:space-between;gap:22px;
  padding:20px 32px;background:#FBF7F1;color:var(--charcoal);
  border-top:1px solid var(--stone);border-left:3px solid var(--copper);
}
.fit-footer-head{margin:0 0 3px;font-family:var(--serif);font-weight:600;font-size:1.08rem;color:var(--charcoal)}
.fit-signals{display:flex;flex-wrap:wrap;gap:8px;margin:0;padding:0;list-style:none}
.fit-signals li{
  padding:6px 11px;border:1px solid var(--stone);border-radius:999px;
  background:var(--white);color:var(--slate-deep);font-size:.8rem;font-weight:600;margin:0;
}
.fit-actions{text-align:right;display:flex;flex-direction:column;align-items:flex-end;gap:3px}
.fit-download{font-size:.82rem;color:var(--slate-deep)}
.fit-body{padding:26px 32px 24px}
.fit-footer-note{margin:0;max-width:52ch;font-size:.93rem;color:var(--slate-deep)}
@media (max-width:600px){.fit-body{padding:20px 22px 18px}.fit-footer .btn{width:100%}}
.fit-scale{margin-top:18px}
.fit-bar{display:flex;height:10px;border-radius:5px;overflow:hidden}
.fit-bar .seg{flex:0 0 16%;background:var(--stone)}
.fit-bar .seg-hot{flex:0 0 64%;background:var(--copper)}
.fit-bar .seg-end{flex:0 0 20%}
.fit-scale-labels{
  display:flex;justify-content:space-between;align-items:baseline;gap:12px;
  margin-top:8px;font-size:.82rem;color:var(--slate-deep);line-height:1.35;
}
.fit-scale-labels .amt{display:block;font-weight:600}
.fit-scale-labels .cap{display:block;font-size:.76rem}
.fit-scale-labels .mid{text-align:center}
.fit-scale-labels .mid .amt{color:var(--copper-deep);letter-spacing:.04em}
.fit-scale-labels .end{text-align:right}
.fit-divider{border:0;border-top:1px solid var(--stone);margin:22px 0 2px}
.fit-checks{max-width:none}
.fit-more{font-weight:600;text-decoration:none}
.fit-more:hover{text-decoration:underline}
.fit-more-sub{display:block;font-size:.88rem;color:var(--slate-deep);margin-top:2px}
.fit-strip{
  background:var(--blue);border-radius:var(--radius);padding:26px 30px;margin-top:20px;
  display:flex;align-items:center;justify-content:space-between;gap:14px 28px;flex-wrap:wrap;
}
.fit-strip p{
  font-family:var(--serif);font-weight:600;color:var(--ivory);
  font-size:clamp(1.08rem,1.9vw,1.3rem);line-height:1.45;margin:0;max-width:44ch;
  text-wrap:balance;
}
@media (max-width:820px){
  .fit-facts{grid-template-columns:1fr;padding:0 24px}
  .fit-fact{padding:20px 0}
  .fit-fact + .fit-fact{border-left:0;border-top:1px solid var(--stone);padding-left:0}
  .fit-footer{align-items:flex-start;flex-direction:column;padding:20px 24px}
  .fit-actions{text-align:left;align-items:flex-start}
}
@media (max-width:600px){
  .fit-panel{margin-top:20px}
  .fit-primary{padding:24px 22px 22px}
  .fit-facts{padding:0 22px}
  .fit-footer{padding:18px 22px}
  .fit-signals{gap:6px}
}

/* ---------- partners strip ---------- */
.partners{display:grid;grid-template-columns:1fr 1fr;gap:28px}
@media (max-width:720px){.partners{grid-template-columns:1fr}}
.partner{display:flex;gap:20px;align-items:flex-start}
.partner img{width:132px;border-radius:var(--radius);flex-shrink:0}
.partner h3{margin-bottom:.2em}
.partner .role{color:var(--slate-deep);font-size:.9rem;letter-spacing:.08em;text-transform:uppercase;font-weight:600;margin-bottom:.5em}

/* ---------- team page ---------- */
.bio{display:grid;grid-template-columns:280px 1fr;gap:40px;align-items:start}
@media (max-width:760px){.bio{grid-template-columns:1fr;max-width:480px;margin-inline:auto}}
.bio img{border-radius:var(--radius);width:100%}

/* ---------- logos ---------- */
.logo-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
@media (max-width:860px){.logo-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
.logo-tile{
  background:var(--white);border:1px solid var(--stone);border-radius:var(--radius);
  display:flex;flex-direction:column;align-items:center;justify-content:center;gap:12px;
  padding:24px 22px;
  margin:0;transition:border-color .15s ease;
}
.logo-role{
  font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;
  color:var(--slate-deep);text-align:center;margin:0;white-space:nowrap;
}
.logo-link{
  display:flex;align-items:center;justify-content:center;
  width:100%;height:64px;text-decoration:none; /* fixed logo box: artwork fits the box, never sizes the tile */
}
.logo-tile img{
  max-height:48px;width:auto;max-width:100%;object-fit:contain;
  filter:grayscale(100%);opacity:.75;
  transition:filter .2s ease,opacity .2s ease;
}
.logo-tile:hover img{filter:grayscale(0);opacity:1}
.logo-tile .logo-lg{max-height:58px} /* icon-heavy lockups need more height for equal optical weight */
.logo-tile .logo-sm{max-height:34px} /* wide wordmark-only lockups read heavier; rein them in */
@media (max-width:480px){
  .logo-grid{gap:12px}
  .logo-tile{padding:18px 12px;gap:10px}
  .logo-link{height:52px}
  .logo-tile img{max-height:42px}
  .logo-tile .logo-lg{max-height:50px}
  .logo-tile .logo-sm{max-height:30px}
  .logo-role{font-size:.64rem;letter-spacing:.06em;max-width:100%;overflow:hidden;text-overflow:ellipsis}
}
@media (max-width:360px){
  .logo-role{font-size:.6rem;letter-spacing:.04em}
}
.logo-tile:has(.logo-link[href]:hover){border-color:var(--copper-deep)}

.reference-inline{
  margin-top:24px;padding:28px 30px;background:var(--white);
  border:1px solid var(--stone);border-left:4px solid var(--copper);
  border-radius:var(--radius);display:flex;align-items:center;
  justify-content:space-between;gap:24px;
}
.reference-inline .label{margin-bottom:6px;color:var(--copper-bright)}
.reference-copy{
  font-family:var(--serif);font-size:clamp(1.08rem,1.8vw,1.25rem);
  line-height:1.45;max-width:59ch;margin:0;
}
.reference-inline .btn{flex:0 0 auto}
@media (max-width:700px){
  .reference-inline{align-items:flex-start;flex-direction:column;padding:24px 22px}
  .reference-inline .btn{width:100%}
}

/* ---------- commitments band (signature element) ---------- */
.band{background:var(--blue);color:var(--ivory);padding:clamp(56px,9vw,88px) 0}
.band .rule{width:64px;height:3px;background:var(--copper);margin-bottom:28px}
.band h2{color:var(--ivory)}
.band ol{
  list-style:none;margin:0;padding:0;font-family:var(--serif);
  font-size:clamp(1.15rem,2vw,1.4rem);line-height:1.5;max-width:34ch;
}
.band ol li{padding:14px 0;border-bottom:1px solid rgba(246,242,234,.18)}
.band ol li:last-child{border-bottom:0}
.band .signoff{
  margin-top:30px;font-family:var(--sans);font-size:.85rem;font-weight:600;
  letter-spacing:.12em;text-transform:uppercase;color:var(--slate-light);
}

/* ---------- question sections (Business Owners) ---------- */
.qa{padding:clamp(38px,6vw,54px) 0}
.qa:first-of-type{padding-top:0}
.qa h2{font-size:clamp(1.5rem,2.6vw,1.85rem)}
.qa .q-num{
  font-family:var(--serif);font-size:2.4rem;font-weight:600;line-height:1;
  color:var(--copper);display:block;margin-bottom:12px;
}

/* ---------- forms ---------- */
.form-card{background:var(--white);border:1px solid var(--stone);border-radius:var(--radius);padding:34px}
@media (max-width:600px){.form-card{padding:24px 18px}}
.field{margin-bottom:18px}
.field label{
  display:block;font-size:.8rem;font-weight:600;letter-spacing:.09em;
  text-transform:uppercase;color:var(--slate-deep);margin-bottom:6px;
}
.field .opt{color:var(--slate-deep);text-transform:none;letter-spacing:0;font-weight:400}
.field input,.field select,.field textarea{
  width:100%;font:inherit;color:var(--charcoal);background:var(--white);
  border:1px solid var(--slate-deep);border-radius:var(--radius);padding:12px 14px;
}
.field textarea{min-height:130px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{
  outline:2px solid var(--blue);outline-offset:1px;border-color:var(--blue);
}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
@media (max-width:600px){.field-row{grid-template-columns:1fr}}
.smallprint{font-size:.86rem;color:var(--slate-deep);margin-top:14px}
.hp{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}

/* ---------- footer ---------- */
.site-footer{background:var(--blue);color:var(--ivory);padding:clamp(44px,7vw,56px) 0 40px;margin-top:0}
.site-footer a{color:var(--ivory)}
.site-footer a:hover{color:var(--copper)}
.footer-grid{display:flex;justify-content:space-between;gap:32px;flex-wrap:wrap}
.footer-brand{font-family:var(--serif);font-size:1.2rem;margin-bottom:8px}
.footer-note{color:var(--slate-light);font-size:.94rem;max-width:44ch}
.footer-links{list-style:none;margin:0;padding:0;display:flex;gap:22px;flex-wrap:wrap}
.footer-links a{text-decoration:none;font-size:.95rem}
.footer-links a:hover{text-decoration:underline}
.footer-bottom{
  border-top:1px solid rgba(246,242,234,.18);margin-top:36px;padding-top:22px;
  display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;
  color:var(--slate-light);font-size:.88rem;
}
.footer-bottom a{color:var(--slate-light)}

/* ---------- misc ---------- */
.cta-block{
  background:var(--white);border:1px solid var(--stone);border-radius:var(--radius);padding:34px;
  display:flex;flex-direction:column;align-items:flex-start;
}
.cta-block .btn{margin-top:auto}
.cta-block p{margin-bottom:1.4em}
.cta-split{display:grid;grid-template-columns:1fr 1fr;gap:20px}
@media (max-width:760px){.cta-split{grid-template-columns:1fr}}
.divider{border:0;border-top:1px solid var(--stone);margin:0}
.notice{
  background:var(--white);border:1px solid var(--stone);border-left:4px solid var(--copper);
  border-radius:var(--radius);padding:20px 22px;
}

/* ============================================================
   Phase 5 rebuild — new components
   ============================================================ */

/* ---------- skip link (visible on focus; .hp stays honeypot-only) ---------- */
.skip-link{
  position:absolute;left:-9999px;top:0;z-index:100;
  background:var(--blue);color:var(--ivory);padding:10px 18px;border-radius:0 0 var(--radius) 0;
  font:600 .95rem var(--sans);text-decoration:none;
}
.skip-link:focus-visible{left:0}

/* ---------- inline icons ---------- */
.icon{
  width:26px;height:26px;stroke:var(--copper-deep);stroke-width:1.75;
  fill:none;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0;
}
.icon-sm{width:18px;height:18px}

/* ---------- certainty strip ---------- */
.cert-strip{background:var(--white);border-top:1px solid var(--stone);border-bottom:1px solid var(--stone)}
.cert-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;padding:24px 0;align-items:stretch}
.cert-item{
  display:flex;flex-direction:column;gap:10px;align-items:flex-start;
  background:transparent;border:0;border-radius:0;
  padding:12px 4px;
}
.cert-item .icon{width:34px;height:34px;stroke:var(--umber)}
.cert-item strong{display:block;font-family:var(--serif);font-size:1.04rem;margin-bottom:2px}
.cert-item span{color:var(--slate-deep);font-size:.92rem;line-height:1.45;display:block}
@media (max-width:900px){.cert-grid{grid-template-columns:1fr 1fr;gap:16px}}
@media (max-width:520px){
  .cert-heading{padding-top:24px}
  .cert-grid{grid-template-columns:1fr;gap:8px;padding:14px 0 20px}
  .cert-item{
    flex-direction:row;align-items:center;gap:16px;padding:12px 4px;
    background:transparent;border:0;border-radius:0;
  }
  .cert-item .icon{
    width:54px;height:54px;padding:14px;box-sizing:border-box;
    background:var(--ivory);border-radius:50%;flex:0 0 54px;
  }
  .cert-item + .cert-item{border-top:0}
  .cert-item strong{font-size:1.12rem;margin-bottom:3px}
  .cert-item span{font-size:.95rem}
}

/* ---------- answer-first cards ---------- */
.qa-answer{
  font-family:var(--serif);font-weight:600;font-size:clamp(1.22rem,2vw,1.45rem);
  line-height:1.4;color:var(--charcoal);margin-bottom:.9em;
}
.card .qa-answer{font-family:var(--sans);font-size:1.02rem;line-height:1.5}
.qa-points p{margin-bottom:.7em;color:var(--slate-deep);position:relative;padding-left:24px}
.qa-points p::before{content:"";position:absolute;left:0;top:.62em;width:13px;height:2px;background:var(--copper)}
.qa-points p strong{color:var(--charcoal)}
.qa-close{color:var(--slate-deep);font-size:.97rem}

/* ---------- two-column question layout ---------- */
.qa-nav{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}
.qa-nav a{
  display:inline-block;background:var(--white);border:1px solid var(--stone);border-radius:999px;
  padding:8px 16px;font-size:.92rem;font-weight:600;color:var(--charcoal);text-decoration:none;
  transition:border-color .15s ease,background-color .15s ease;
}
.qa-nav a:hover{border-color:var(--copper-deep);color:var(--copper-deep)}
.qa-grid{display:grid;grid-template-columns:minmax(200px,1fr) minmax(0,2.1fr);gap:20px 48px}
.qa-grid h2{font-size:clamp(1.4rem,2.4vw,1.65rem)}
.qa-grid .qa-a{max-width:60ch}
@media (max-width:760px){.qa-grid{grid-template-columns:1fr;gap:12px}}
.span-2{grid-column:span 2}
@media (max-width:600px){.span-2{grid-column:span 1}}

/* ---------- numbered process rail ---------- */
.steps{list-style:none;margin:26px 0 0;padding:0;counter-reset:step;max-width:62ch}
.steps li{
  counter-increment:step;position:relative;padding:0 0 20px 64px;
}
.steps li::before{
  content:counter(step,decimal-leading-zero);
  position:absolute;left:0;top:-2px;
  font-family:var(--serif);font-size:1.5rem;font-weight:600;color:var(--copper-deep);
}
.steps li::after{
  content:"";position:absolute;left:18px;top:34px;bottom:6px;width:1px;background:var(--stone);
}
.steps li:last-child{padding-bottom:0}
.steps li:last-child::after{display:none}
@media (max-width:600px){
  .steps li{padding-left:48px;padding-bottom:22px}
  .steps li::before{font-size:1.3rem;top:0}
  .steps li::after{left:14px;top:30px}
}
.steps strong{font-family:var(--serif);font-size:1.08rem;display:block;margin-bottom:2px}
.steps span{color:var(--slate-deep)}

/* ---------- term-sheet stat cards ---------- */
.stat-row{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.stat-row.stat-pair{grid-template-columns:repeat(2,1fr)}
@media (max-width:760px){.stat-row,.stat-row.stat-pair{grid-template-columns:1fr}}
.stat-card{background:var(--white);border:1px solid var(--stone);border-radius:var(--radius);padding:22px 24px}
.stat-card .stat-label{
  font-size:.78rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;
  color:var(--slate-deep);margin-bottom:6px;
}
.stat-card .stat-value{font-family:var(--serif);font-size:clamp(1.5rem,2.6vw,1.85rem);font-weight:600;color:var(--charcoal);line-height:1.15}
.stat-card .stat-sub{color:var(--slate-deep);font-size:.94rem;margin-top:6px}

/* ---------- checklist grid ---------- */
.check-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px 36px;margin-top:22px;max-width:900px}
@media (max-width:700px){.check-grid{grid-template-columns:1fr}}
.check-grid p{display:flex;gap:10px;margin:0;align-items:flex-start}
.check-grid .icon{width:20px;height:20px;margin-top:3px;stroke:var(--copper-deep)}
.check-grid strong{display:inline}
.check-grid span{color:var(--slate-deep)}

/* ---------- X-list on light fields (criteria exclusions) ---------- */
.x-list-ivory{font-size:1.02rem;max-width:62ch}
.x-list-ivory li{border-bottom-color:var(--stone)}
.x-list-ivory .icon{stroke:var(--slate-deep)}

/* ---------- split section (lede left, items right) ---------- */
.split-2{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);gap:32px 56px;align-items:start}
@media (max-width:820px){.split-2{grid-template-columns:1fr}}
.mini-list p{margin-bottom:.9em;color:var(--slate-deep)}
.mini-list p strong{color:var(--charcoal);font-family:var(--serif);font-size:1.05rem}

/* ---------- statement pull line ---------- */
.statement{
  font-family:var(--serif);font-weight:600;font-size:clamp(1.45rem,2.6vw,1.85rem);
  line-height:1.3;color:var(--charcoal);max-width:20ch;margin-bottom:.7em;
}
.statement-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);gap:26px 72px;align-items:start;margin-top:6px}
.statement-grid .statement{margin-bottom:0}
.statement-grid .statement-body{color:var(--charcoal);font-size:1.05rem;max-width:52ch}
@media (max-width:820px){.statement-grid{grid-template-columns:1fr}}

/* ---------- paired band (won't promise / hold us to) ---------- */
.band-cols{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.15fr);gap:44px 64px;margin-top:8px}
@media (max-width:820px){.band-cols{grid-template-columns:1fr;gap:40px}}
.band h3{color:var(--ivory);font-size:clamp(1.25rem,2.2vw,1.5rem);margin-bottom:18px}
.x-list,.ok-list{list-style:none;margin:0;padding:0;font-family:var(--serif);font-size:clamp(1.02rem,1.6vw,1.15rem);line-height:1.5}
.x-list li,.ok-list li{display:flex;gap:12px;align-items:flex-start;padding:10px 0;border-bottom:1px solid rgba(246,242,234,.16)}
.x-list li:last-child,.ok-list li:last-child{border-bottom:0}
.x-list .icon,.ok-list .icon{width:20px;height:20px;margin-top:5px}
.x-list .icon{stroke:var(--slate)}
@media (min-width:701px){
  .x-cols{display:grid;grid-template-columns:1fr 1fr;column-gap:44px}
  .x-cols li:nth-last-child(-n+2){border-bottom:0}
}
.ok-list .icon{stroke:var(--copper)}
.band-note{margin-top:16px;color:var(--slate-light);font-family:var(--sans);font-size:.95rem;max-width:44ch}
.band .arrow-link{color:var(--ivory)}
.band .arrow-link:hover{color:var(--copper)}

/* ---------- mobile density pass (site-wide components) ---------- */
@media (max-width:600px){
  .card{padding:20px 20px 18px}
  .steps{margin-top:20px}
  .steps li{padding-bottom:16px}
  .band-cols{gap:30px}
  .x-list li,.ok-list li{padding:8px 0}
  .check-grid{gap:10px 36px}
  .stat-row{gap:12px}
  .stat-card{padding:18px 20px}
}

/* ---------- slim statement band ---------- */
.band-slim{padding:clamp(44px,7vw,64px) 0}
.band .statement{color:var(--ivory);max-width:none}

/* ---------- partners on the dark band ---------- */
.band .label{color:var(--slate-light)}
.band .partner h3{margin-bottom:.2em;font-size:1.32rem}
.band .partner .role{color:var(--slate-light)}
.band .partner p{color:#E9E5DC}
.band .partner img{width:150px}
.band .measure{color:#E9E5DC}

/* ---------- callout (serif italic, copper rule) ---------- */
.callout{
  font-family:var(--serif);font-style:italic;font-size:clamp(1.08rem,1.8vw,1.28rem);
  line-height:1.55;color:var(--charcoal);max-width:56ch;
  border-left:3px solid var(--copper);padding-left:22px;
}
.refs{margin:20px auto 0;text-align:center;border-left:0;padding-left:0;max-width:none}

.section-centered{text-align:center;padding:clamp(34px,5vw,52px) 0}
.section-centered .measure{margin-inline:auto;max-width:none}

/* ---------- bio cards ---------- */
.bio-card{
  background:var(--white);border:1px solid var(--stone);border-radius:var(--radius);
  padding:34px;display:grid;grid-template-columns:230px minmax(0,1fr);
  grid-template-areas:"photo text" "rail text";grid-template-rows:auto 1fr;
  column-gap:36px;row-gap:18px;align-items:start;
}
.bio-photo{grid-area:photo}
.bio-text{grid-area:text}
.bio-card .rail{grid-area:rail;margin-top:0}
@media (max-width:760px){.bio-card{grid-template-columns:1fr;grid-template-areas:"photo" "text" "rail";row-gap:24px;max-width:520px;margin-inline:auto;padding:26px}}
.bio-card + .bio-card{margin-top:24px}
.bio-card img{border-radius:var(--radius);width:100%}
.rail{margin-top:18px}
.rail .rail-label{
  font-size:.74rem;font-weight:600;letter-spacing:.11em;text-transform:uppercase;
  color:var(--slate-deep);margin-bottom:10px;
}
.rail dl{margin:0}
.rail dt{font-weight:600;font-size:.92rem;color:var(--charcoal)}
.rail dd{margin:1px 0 10px;font-size:.9rem;color:var(--slate-deep);line-height:1.45}
.rail dd:last-child{margin-bottom:0}
.bio-card .role{color:var(--slate-deep);font-size:.9rem;letter-spacing:.08em;text-transform:uppercase;font-weight:600;margin-bottom:.9em}
.bio-card h2{margin-bottom:.15em}

/* ---------- emphasized card ---------- */
.card-em{border-top:3px solid var(--copper)}

/* ---------- contact: path cards ---------- */
.path-cards{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:26px}
@media (max-width:700px){.path-cards{grid-template-columns:1fr}}
.path-card{
  display:block;background:var(--white);border:1px solid var(--stone);border-radius:var(--radius);
  padding:26px 28px;text-decoration:none;color:var(--charcoal);
  transition:border-color .15s ease;
}
.path-card:hover{border-color:var(--copper-deep);color:var(--charcoal)}
.path-card .path-title{font-family:var(--serif);font-weight:600;font-size:1.32rem;line-height:1.18;color:var(--charcoal);margin:0 0 .25em}
.path-card p{color:var(--slate-deep);margin-bottom:.6em}
.path-card .arrow-link{color:var(--copper-deep)}

/* ---------- contact: reassurance row ---------- */
.assure-row{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin:24px 0 0}
@media (max-width:860px){.assure-row{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.assure-row{grid-template-columns:1fr}}
.assure-item{display:flex;gap:10px;align-items:flex-start}
.assure-item .icon{width:20px;height:20px;margin-top:2px}
.assure-item div{font-size:.9rem;line-height:1.45;color:var(--slate-deep)}
.assure-item strong{display:block;color:var(--charcoal);font-size:.94rem}

/* ---------- contact: direct block ---------- */
.direct-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:24px}
@media (max-width:760px){.direct-grid{grid-template-columns:1fr}}
.direct-card{background:var(--white);border:1px solid var(--stone);border-radius:var(--radius);padding:22px 24px}
.direct-card h3{font-size:1.1rem;margin-bottom:2px}
.direct-card .role{color:var(--slate-deep);font-size:.82rem;letter-spacing:.08em;text-transform:uppercase;font-weight:600;margin-bottom:12px}
.direct-card p{margin-bottom:.45em;font-size:.96rem}

.card-featured{background:#FBF7F1;border-left:3px solid var(--copper)}
.card-featured-lead{margin-top:10px;color:var(--charcoal)}
.mini-list-compact{margin-top:12px}
.mini-list-compact p{margin:0 0 12px;line-height:1.5}
.mini-list-compact p:last-child{margin-bottom:0}

.reference-inline{background:var(--blue);border:0;border-left:4px solid var(--copper)}
.reference-inline .reference-copy{color:var(--ivory)}
.reference-inline .btn-ghost{color:var(--ivory);border-color:rgba(255,255,255,.55)}
.reference-inline .btn-ghost:hover{border-color:var(--ivory);background:rgba(255,255,255,.08)}